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Living in Cartagena, Santa Cruz, Guanacaste

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Living in Cartagena, Santa Cruz, Guanacaste: housing market data

What it costs and what the housing market is like here, compared to the rest of the country.

Typical rent

₡552 K/mo

8% cheaper than Costa Rica

Typical purchase

₡131.1 M

houses and apartments

Price per m²

₡736 K

built

15% pricier than Costa Rica

Typical home

4 bd · 4 ba · 175 m²

5 active listings · 1 new in 30 days

100% with 3+ bedrooms Home lot size: 13,644 m² Buying ≈ 19.8 years of rent Rent or buy here? →

Typical rent compared

Cartagena, Santa Cruz, Guanacaste ₡552 K
Santa Cruz ₡782 K
Costa Rica ₡598 K

Property type

Houses · 5 Apartments · 0

Quality of life

Cartagena is a rural inland district in the canton of Santa Cruz, Guanacaste. The pack lists houses, lots and land, and farms for sale, and houses for rent, which points to a mix of residential and agricultural use rather than a dense urban core. It is not on the coast.

Before moving, check the practical details of the specific property: how far it is from the nearest services, whether water comes from a public system or a well, the noise level at different hours, and whether the access road is paved and passable in the rainy season.

Cost of living

In a district like this, housing is usually the largest expense, and it varies with property type, size and access. Houses, lots and farms are listed for sale, so costs differ a lot between a home in a village and a rural parcel.

Beyond rent or the mortgage, budget for electricity, water, internet and phone, daily transport (a car is common outside town centers), and, if buying, annual property tax paid to the municipality. When there are enough listings, this page shows above the typical rent and purchase figures for the zone, which is a better starting point than general estimates.

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Lifestyle

Daily life here is shaped by its rural character. Expect more space between homes than in a city, with errands often involving a drive. The district has official villages and two neighborhoods rather than a single town grid, so services may be spread out.

The canton seat, Santa Cruz, is the closest larger center for banking, government offices and bigger shopping trips. Anyone planning to live here full time should visit on weekdays and weekends to see how the area really works.

Climate and nature

Guanacaste has a marked dry season, generally from about December to April, and a rainy season for most of the rest of the year, when afternoon showers are common and the landscape turns green. The Pacific lowlands of the province are generally among the drier parts of the country.

Cartagena is not coastal, so its setting is inland plains and farmland rather than beachfront. Dust, heat and mud can each affect rural roads at different times of the year, so ask how a property fares in both seasons.

Economy and opportunities

The economy of this part of Guanacaste has traditionally rested on farming and cattle, along with services and tourism that serve the wider province. Local work is often tied to those activities or to businesses in the canton seat.

Being far from San José means that jobs in the capital's metro area are not a realistic daily commute. Proximity to the international airport, however, matters for remote workers, frequent travelers and anyone whose work involves visitors. Confirm internet options at a specific address before relying on them for work.

Accessibility and location

Cartagena is district number 5 of the canton of Santa Cruz, in the province of Guanacaste. Its postal code is 50305 and its area is 82.9 km² (32.0 sq mi).

It borders the districts of Santa Cruz, Veintisiete de Abril and Tempate, plus Sardinal and Belén in the canton of Carrillo. In a straight line, it is 16.6 km (10.3 mi) from Santa Cruz, the canton seat; 182.6 km (113.5 mi) from downtown San José; and 29.3 km (18.2 mi) from Daniel Oduber International Airport (LIR).

Costa Rica's official territorial division (Decree 44882-MGP) lists the neighborhoods Edén and Toyosa, and the villages Cañafístula, Corocitos, Higuerón, Jobo, Lorena, Oratorio and Sacatipe. Real travel time depends on the hour and the road.

History

Cartagena, located in the province of Guanacaste, Costa Rica, has a history that dates back to its founding in 1868. Originally a small agricultural settlement, it has evolved due to its proximity to beaches and natural landscapes. The culture of the district is reflected in its traditions, which include local festivals and a cuisine influenced by the region's biodiversity. Over time, its population has grown, making it a place of interest for investment and tourism.

Tips

Drive the daily commute at different hours, including rush hour and weekends, to see real conditions on local roads. Visit in both the dry and rainy seasons if you can.

Ask the owner about water and electricity for the property: whether the water supply is public or a well, and request recent bills. If renting, insist on a written lease under Costa Rica's General Law of Urban and Suburban Leases, Law 7527. For purchases, have a lawyer check the title at the National Registry. You can also use Anuntico to save listings in the zone and compare them over time.

In summary

Living in Cartagena, Santa Cruz, Guanacaste, Costa Rica, is an ideal choice for those looking to establish their home or invest due to its stunning natural beauty and warm climate year-round. Cartagena is an inland, rural district of Santa Cruz where houses, lots and farms are the main property types listed. It makes sense for buyers and renters who want more space and a farming-oriented setting, and who are comfortable driving for errands. It is less suited to those who need a beach setting or a daily commute to the capital.

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For sale in Cartagena, Santa Cruz, Guanacaste

Homes

See all
15
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000 - Photo 2 of 15
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000 - Photo 3 of 15

₡ 75 000 000

1-2 weeks ago
4 Bedrooms 3 Bathrooms 2 Parking 150 Construction m² 1,043 Land m²

BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE.

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Edwin Cruz

Experto Élite +700 Properties
18
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000 - Photo 2 of 18
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000 - Photo 3 of 18

$299,000

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 13,644 Land m²

House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas
17
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000 - Photo 2 of 17
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000 - Photo 3 of 17

$280,000

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 175 Construction m² 13,644 Land m²

House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas
32
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000 - Photo 2 of 32
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000 - Photo 3 of 32

$290,000

over a month ago
4 Bedrooms 4 Bathrooms 1 Parking 175 Construction m² 13,644 Land m²

House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Neysbel Martinez

Experta +70 Properties
Neysbel Martinez

For rent in Cartagena, Santa Cruz, Guanacaste

Homes

See all
14
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200 - Photo 2 of 14
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200 - Photo 3 of 14

$1,200

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 175 Construction m² 13,644 Land m²

Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas

Most viewed in Cartagena, Santa Cruz, Guanacaste

32
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000 - Photo 2 of 32
House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste in Cartagena, Santa Cruz, Guanacaste — $290,000 - Photo 3 of 32

$290,000

over a month ago
4 Bedrooms 4 Bathrooms 1 Parking 175 Construction m² 13,644 Land m²

House for Sale – Furnished, with Pool and Tree Forest, Cartagena de Santa Cruz, Guanacaste

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Neysbel Martinez

Experta +70 Properties
Neysbel Martinez
18
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000 - Photo 2 of 18
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $299,000 - Photo 3 of 18

$299,000

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 13,644 Land m²

House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas
14
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200 - Photo 2 of 14
Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60 in Cartagena, Santa Cruz, Guanacaste — $1,200 - Photo 3 of 14

$1,200

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 175 Construction m² 13,644 Land m²

Furnished House for Rent in Santa Cruz-Cartagena, Guanacaste. RAH 27-60

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas
15
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000 - Photo 2 of 15
BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE. in Cartagena, Santa Cruz, Guanacaste — ₡ 75 000 000 - Photo 3 of 15

₡ 75 000 000

1-2 weeks ago
4 Bedrooms 3 Bathrooms 2 Parking 150 Construction m² 1,043 Land m²

BELLÍSIMA PROPIEDAD CON 2 CASAS EN SANTA CRUZ, GUANACASTE.

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Edwin Cruz

Experto Élite +700 Properties
17
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000 - Photo 2 of 17
House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188 in Cartagena, Santa Cruz, Guanacaste — $280,000 - Photo 3 of 17

$280,000

over a month ago
4 Bedrooms 4 Bathrooms 10 Parking 175 Construction m² 13,644 Land m²

House for Sale in Santa Cruz-Cartagena, Guanacaste. RAH 26-1188

Cartagena, Santa Cruz, Guanacaste

Real estate agent

Elisa Vargas

Experta Élite +1K Properties
Elisa Vargas

Frequently asked questions

Homes For Sale

How much does it cost to buy a house in Cartagena, Santa Cruz, Guanacaste?

Houses for sale in Cartagena, Santa Cruz, Guanacaste range from ₡75,000,000 to ₡137,540,000, averaging ₡118,685,000. Prices vary by location, size and condition.

Why buy a house to live in Cartagena, Santa Cruz, Guanacaste?

Buying a house in Cartagena, Santa Cruz, Guanacaste gives you more space, privacy and the chance to build equity. Listings available now: 4.

Homes For Rent

How much does it cost to rent a house in Cartagena, Santa Cruz, Guanacaste?

House rentals in Cartagena, Santa Cruz, Guanacaste range from ₡552,000 to ₡552,000 per month, averaging ₡552,000. Price changes with area and size.

Is renting a house in Cartagena, Santa Cruz, Guanacaste a good idea?

Renting a house in Cartagena, Santa Cruz, Guanacaste gives you flexibility and space without committing to a purchase. Listings available now: 1.

Real estate companies

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Member since 2025

Other ways to live here

Districts to live near Cartagena, Santa Cruz, Guanacaste

One of the most affordable areas in Santa Cruz · ranked 3 of 8

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